1st National Bank of South Florida

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Business Banking - Checking

Checking tailored to fit your business needs...

We know one checking account cannot fit the needs of every business. That's why we have carefully designed four business accounts to include a variety of features and benefits that will help your business get the most from this important business tool. Just look at the options available:

Free Business Checking

Open a new FREE BUSINESS CHECKING account and receive these advantages:

FREE 1st Order of Standard Checks
FREE Online Banking
FREE Online Billpay

No Minimum Balance Fee

No Monthly Service Charge

No Per-Check or Deposit Fees*

Click here for more benefits and detailed information...

Analyzed Business Checking

This account provides the opportunity to manage your money so that you can significantly reduce or even eliminate your checking fees.

The account provides you a monthly earnings credit to apply against certain fees generated by your account activity. Your credit is computed using the average loanable balance in your account during the month and the 91 day Treasury Bill rate which is subject to change monthly.

Then your account is analyzed each month to determine the service charges incurred. However, other applicable fees (e.g., non sufficient fund checks, stop payment orders, etc) are not included in the analysis and will be charged to your account directly.

Small Business Checking

This is our basic "bread and butter" checking account for small businesses. Designed to maximize your convenience, there is no minimum balance required to open the account. The monthly minimum balance fee can be avoided by simply maintaining at least $1,500 in your account.

With this account you can process up to 75 checks or 25 deposits free of charge each month before incurring a handling fee. Images of your cancelled checks are returned with your monthly statement.

Small Business Economy Checking

This is basically the same account as the Small Business Checking. However, the Economy account does not return check images with your statement.

Business NOW Account

The Negotiated Order of Withdrawal (NOW) Account is a special business account offered only to Sole Proprietorships and non-profit organizations. The primary advantage of the NOW account is it lets you earn interest on your funds - like a Savings Account - while still providing a check writing capability. The interest rate is variable and may be changed from time to time.

* If you write more than 75 checks or deposit more than 100 items, this account will be changed to a Small Business Economy Checking with the requirements, charges and fees associated with Small Business Economy Checking account.